PAYROLL FUNDING
MAKE PAYROLL ON TIME, EVERY TIME
Fast, reliable payroll funding solutions that get you the most money for your staffing business.
Fast, reliable payroll funding solutions that get you the most money for your staffing business.
See what we can do for your business.
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See what we can do for your business.
"*" indicates required fields
Paying your workforce on time by meeting payroll is critical. But when you are waiting for your clients to pay, where do you find the cash? Our payroll funding solutions can get you the cash you need to make payroll, manage operations and achieve your business goals.
Streamlined approval and setup process to get you the cash you need.
Scalable financing that adapts to your evolving needs.
Maximize your working capital.
In depth understanding of the staffing industry.
You’re working hard to build and grow your staffing company. Navigating through economic changes, adjusting to fluctuations in labor demand, and staying on top of day-to-day operations isn’t easy. But how you manage cash flow should be.
You need a responsive payroll funding company that is also a flexible financial partner who will support your business with the working capital it needs. eCapital’s payroll funding solutions are designed to suit your staffing company’s unique challenges, with a team of industry experts behind you every step of the way.
Scale your payroll funding quickly to meet increasing demands.
Put an end to tripping covenants at the bank and secure a reliable source of payroll funding.
Get a flexible payroll funding solution without the red tape–and more freedom to run your business your way.
We’ll quickly get you set-up with the cash you need so you can focus on growing your business
Whether you’re just getting started or looking for a new financial partner to help you take your business to the next level, let’s talk. We’ll work with you to tailor a payroll funding solution that meets your needs and exceeds your expectations.
The fastest way to make payroll. Unlock the cash in your outstanding invoices.
Retain greater control of your finances with the flexibility of an asset-based loan.
You won’t find a better payroll funding solution! eCapital is committed to helping your business grow and thrive by offering payroll funding for staffing companies that you can count on. With our faster, more flexible payroll funding solutions you will get the most money to support your business goals. See what our staffing industry experts can do for you.
Manage your money your way. With eCapital Connect, our proprietary account management software, you are in control of your finances at anytime, day or night.
Our rates are the most competitive in the industry. We know what it takes to maximize your working capital and will customize a payroll funding solution to meet your needs.
We understand that making and covering payroll is critical to your business and financial disruption is not an option. We're pros at onboarding new staffing clients and our account management team is here for you every step of the way.
Access the funding your staffing business needs now and into the future. As your business grows, so does the financing available to you.
Tap into our in-depth knowledge of the staffing industry to better manage your business. Get smart, actionable advice and useful tips from staffing industry factoring company veterans.
We believe in transparency in all we do. That means no surprises when it comes to our agreements.
Send money in an instant with eCapital InstaPay.
Access your money anytime and simplify business expense management with eCapital Visa® Commercial Card.
Easily send money to external parties with eCapital Third-Party Payments.
“TomNew Jersey“They care about us, and I have the best account representative out there. I feel like she’s family.”
“VictorWashington, D.C“eCapital is twice as reliable as a hard lender and twice as cost-effective.”
“ScottMinnesota“We are very happy with our relationship with eCapital. Our account manager is the best! He is always easy to reach and happy to help with any questions we have – and he pushes things through when we need it.”
“AldoraNew Hampshire“Our account manager is phenomenal. The process and communication are excellent. We have been quite impressed, especially having a previous company as a point of comparison.”
“KenVirginia“eCapital helped me to set up my company’s factoring service within a couple of weeks. They walked me through the entire process and were a great help from beginning to end. I have worked with many banks in my past positions and I have rarely worked with someone who worked so quickly to make things happen.”
“AndiCalifornia“eCapital has been key in assisting without international expansion in North America and Central Europe.”
“ChrisNew Jersey“We researched and interviewed a number of factors and other lenders. In the end, eCapital’s formula for receivables financing was the best for our needs.”
“DavidCalifornia“We chose eCapital Commercial Finance at first because of their reputation and expertise in the apparel industry and we’ve stayed because of our relationship with their support team and the assurance we have that the money we need will always be there.”
“MaryWashington“eCapital worked with us to create a flexible financing platform that allows us to take advantage of opportunities as they arise, and we appreciate the team’s accessibility. Decisions are made and communicated quickly to avoid disrupting the business flow.”
“ShirishKentucky“When we meet with potential new business, we tell them that we have financial support from an international conglomerate. Our relationship with eCapital Commercial Finance allows us to take on additional business much easier than it would be working with a traditional bank.”
“JosephNew York“eCapital helps us overcome hurdles and just makes things easier. Equipment gets dropped off, we pick it up and handle everything - right across borders - until it reaches its destination.”
“GregColorado“One thing that eCapital does well is they're great on customer service on the day-to-day account manager's side. They're fantastic to work with. They do whatever they can help you and are always available, similar to how traditional banking worked 30 years ago.”
“KennethNorth Carolina“The whole financial package is just perfect for small companies. eCapital Commercial Finance’s solution addressed all of our problems. Every small company should have a lender that will work with them to overcome obstacles, like eCapital does.”
In this session, our team of experts share essential insights that every staffing agency should know when it comes to payroll funding.
Payroll funding is a financial service where businesses receive advance payments based on their outstanding invoices or future revenue, primarily to cover payroll expenses. This ensures that employees are paid on time, even if the company is waiting on client payments or experiencing temporary cash flow disruptions. Our payroll funding solutions include both invoice factoring and asset based lending.
Typically, a payroll funding company will advance a percentage of the business’s outstanding invoices or projected revenue. The business can then use these funds to meet its payroll obligations. Once the invoices are paid by the clients, the business repays the advance to the funding company, along with any fees or interest.
An asset based loan is a secure loan based on the value of the assets within your staffing agency such as your accounts receivable.
No, payroll funding is not a loan. It’s an advance on the business’s own revenue or receivables. This means it typically doesn’t incur debt on the balance sheet, and the qualification criteria may differ from traditional loans.
The time it takes to set up a payroll funding solution varies and is dependent on the solution and the complexity of your business. Invoice factoring is the fastest, with set-up in days. Asset based loans involve more due diligence and generally take a few weeks.
The speed of access to funds can vary by provider, but here at eCapital, we offer payroll funding services with quick turnaround times, often providing funds within 24 to 48 hours after approval.
Businesses across various sectors use payroll funding, especially those with inconsistent cash flow or long invoice payment cycles, such as staffing agencies, consulting firms, and companies in the construction, manufacturing, and service industries.
Asset based loans are usually easier to qualify for than a bank loan or credit line as the facility is backed by your staffing business’s receivables and assets. You just need to show a track record of profitability and strong financial controls.
All California loans made or arranged pursuant to a California Finance Lenders Law License, CA Copyright © 2025 eCapital. All Rights Reserved. eCapital is registered Trademark. Registration Number: 5,098,285